Our Services

Our Services

Services

Estate Planning

Ensure your assets are distributed according to your wishes with our comprehensive estate planning services. We assist with:

  • Wills and Trusts
  • Power of Attorney
  • Healthcare Directives
  • Probate and Estate Administration
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Life Insurance

Safeguard your family’s financial future with our life insurance solutions. We offer:

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Customized Policies to Fit Your Needs
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Annuities

Create a reliable income stream for retirement with our annuity planning services. We help you:

  • Understand Fixed, Indexed, and Variable Annuities
  • Compare Options for Long-Term Income
  • Evaluate Tax-Deferred Growth Opportunities
  • Customize Payout Plans to Fit Your Retirement Goals
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--- What Is an Annuity?

A Guide to Secure Retirement Income

An annuity is a financial product designed to provide a reliable stream of income, typically during retirement. Offered by insurance companies, annuities can be funded through a lump-sum payment or a series of contributions. In return, the insurer commits to delivering guaranteed income—either immediately or at a future date.
Annuities are a popular option in retirement planning, helping individuals supplement other income sources such as Social Security, pensions, and 401(k) plans.

--- Types of Annuities

Understanding the various types of annuities can help you choose the right product for your retirement goals.

Based on When Payments Begin

  • Immediate Annuity: Begin receiving income within 12 months of purchase. Ideal for individuals seeking an instant retirement income stream using a single premium.
  • Deferred Annuity: Income starts at a future date. This allows your investment to grow tax-deferred over time, making it suitable for long-term retirement planning.

Based on How Returns Are Earned

  • Fixed Annuity: Offers a guaranteed interest rate for a set period. A great choice for conservative investors looking for stability and predictable income.
  • Variable Annuity: Allows investment in market-based sub-accounts, with income fluctuating based on investment performance. Offers higher growth potential, but comes with market risk.
  • Indexed Annuity (Equity-Indexed): Links your returns to a market index like the S&P 500, while still guaranteeing a minimum return. These annuities offer moderate growth potential with downside protection.

--- Key Benefits of Annuities

Annuities come with several advantages that make them attractive for retirement income planning:
  • Guaranteed Lifetime Income: Many annuities provide income you can’t outlive, helping reduce the risk of outliving your savings.
  • Tax-Deferred Growth: Your investment grows tax-deferred until you start receiving payments, allowing your money to accumulate more efficiently.
  • No Annual Contribution Limits: Unlike IRAs or 401(k)s, most non-qualified annuities have no limits on how much you can contribute.
  • Death Benefit Protection: Many annuity contracts include a death benefit, ensuring your beneficiaries receive the remaining value if you pass away prematurely.

Annuities & Estate Planning: Protect Your Financial Future

At True Shield Legacy, we specialize in annuity solutions, life insurance, and estate planning strategies tailored to your unique financial goals. Whether you’re looking for a guaranteed income stream, tax advantages, or a way to ensure your loved ones are cared for, we’re here to help you make informed decisions.
--- Testimonials

Our Happy Clients

“Planning for the future used to feel overwhelming, but this team made it simple and reassuring. They guided me through my estate planning and helped me secure the right life insurance policy for my family. I finally have peace of mind.”

— Linda M., Retired Teacher

“The personalized attention and clarity I received were unmatched. They helped me set up a comprehensive estate plan and explained annuities in a way I could actually understand. Highly recommend!”

— James P., Small Business Owner

“I never thought about estate planning until I had my first child. They walked me through the process and made sure everything—from guardianship to life insurance—was in place. I’m so grateful for their expertise and patience.”

— Rachel T., New Parent

“After retiring, I was concerned about outliving my savings. Their team introduced me to annuity options that now provide guaranteed income. It was one of the best financial decisions I’ve made.”

— George S., Retiree
Programmer

“From start to finish, the process was smooth and professional. They created a full estate plan and helped me protect my assets. It’s a huge relief knowing my family’s future is secure.”

— Anita D., Nurse
Founder
--- Get In Touch

Don’t Hesitate to contact with us for any kind of information

  • USA
  • (123) 456-7890
  • info@example.com